Start
On request
one organization, A3 cloud
For launching a first product line on a single market.
- Applications, scoring, disbursement and servicing
- One market and one currency
- Borrower portal
- Basic regulatory reporting
- Support during business hours
Pricing and deployment
Cost depends on the deployment mode, the number of active contracts and the set of connected integrations. The exact figure follows a walkthrough of your process.
Growth
Most chosenOn request
up to five organizations, A3 cloud
For a network with several legal entities and product lines.
- Everything in Start
- Credit committee and collection
- Collateral, insurance and credit lines
- Accounting integration
- BI and portfolio snapshots
Scale
On request
unlimited organizations
For a group operating on more than one market.
- Everything in Growth
- Multiple jurisdictions and currencies
- Funding and bond series
- Islamic product line
- Separate database per organization
On-premise
On request
installed in your environment
When data has to stay on your own infrastructure.
- Installation on customer servers
- Full access to the database
- Your own upgrade schedule
- Documentation handover and training
- Support terms defined by contract
A plan does not technically restrict the set of modules: the difference is in implementation scope, support and hosting mode. Connecting external providers is paid separately and depends on their own terms.
Included in every plan
Some capabilities do not depend on the chosen plan: without them the platform cannot work correctly on any market.
Six interface languages
Russian, English, Kazakh, Kyrgyz, Uzbek and Mongolian with device language detection.
Action log
Every change is recorded with its author, time and the previous value of the field.
Organization isolation
Organization data never leaves its environment regardless of the deployment mode.
Append-only financial records
Payments and accruals are never rewritten: a correction is a counter-entry.
Right to explanation
Every automated decision stores the rules and factors that shaped it.
Public API
Scoped keys, webhooks on events and a delivery log.
A3 cloud
The platform runs on A3 infrastructure. Upgrades, backups and monitoring are on our side.
- Upgrades
- On schedule, with no involvement from the customer
- Backups
- Stored in the same region as the organization data
- Storage region
- Set when the organization is created
- Time to launch
- From several weeks for one product line
Installed in your environment
The platform is deployed on customer infrastructure. Suitable when data residency requirements are stricter than cloud hosting allows.
- Upgrades
- On an agreed schedule
- Data access
- Full, including direct database access
- Tenancy mode
- Usually one organization per installation
- Support
- Under a separate service contract
Frequent questions
Why is the price not published
Cost depends on the number of active contracts, the product set, the deployment mode and which external providers you already work with. A figure quoted without reviewing the process would change after the first meeting anyway, so we do not publish one.
What is paid separately from the plan
Contracts and tariffs of external vendors: credit bureaus, acquiring, SMS gateways, compliance providers and digital signature services. The platform provides connection points but does not resell their services.
Can we start on one market and add others later
Yes. The data storage region and the country profile are part of the model from the start, so adding a market means configuring providers and reference data rather than reworking the data layer.
Do integrations work right after installation
By default external integrations start as stubs: the system works end to end, but money does not move and real checks are not performed. Going live requires vendor contracts and keys and is planned as a separate stage.
Can we migrate data from the current system
Yes. Clients, contracts, schedules and payment history are migrated. Scope and timeline depend on the quality of the source data and are estimated after a sample export.
What happens if the contract is terminated
Organization data is exported in an agreed format. In separate-database mode a full copy of the database can be handed over.